Nancy Moeller's Blog

Welcome Micki O'Toole

The OC Experts proudly welcomes Micki O'Toole to our Experts Team. Micki brings years of industry experience as a mortgage advisor and buyer advocate. As a valued partner, Micki will be serving Riverside and Orange County, specializing in foreclosure property and buyer transactions.

Micki often says she has the best job in the world because she gets to educate her clients and help them make the right decisions for their family. It's rare to meet someone with her unwavering degree of integrity, vast knowledge and keen insight into the real estate market.

When she's not working with her clients, Micki enjoys walking, reading, traveling, listening to U2 and spending time with her beautiful daughter, Madison.

Welcome Micki and thank you for adding such tremendous value to our team and family.

Nancy Moeller, Broker Associate, CPA, REALTOR

RE/MAX Real Estate Service              

The OC Experts, Inc.

Direct: 714 276-7006

Visit Us Online:

Orange County Real Estate

http://www.theocexperts.com/

http://www.ocbankdeals.com/

http://www.ocmanagers.com/ (Property Management)

http://www.ocmarketupdate.com/ (Updated Every 2 Weeks)

Nationwide Services

http://www.bankdealsnow.com/

"No way!" is the answer I hear from 90% of the people I ask. The other 10% wisely answer that it depends on their interest rate. Here's a simple example.

$500,000 mortgage with a 5.5% fixed rate for 30 years = $2,839 monthly payment

Let's say prices drop 10%, BUT interest rates go up just 1% ...

 $450,000 mortgage with a 6.5% fixed rate for 30 years = $2,844 monthly payment

In other words, the mortgage payment is essentially the same with a 10% price decline coupled with a 1% interest rate increase.

So if you are still sitting on the fence, hoping to perfectly time the market, you may want to consider that NOW is the PERFECT time because the moment the general public agrees with you ...

1. Interest rates will go UP
2. Prices will go back UP
3. Selection will do DOWN

I don't know about you, but I'd rather buy when ...

1. Interest rates are LOW
2. Prices are GOOD
3. Selection is GREAT

The fact remains, we will not know when the PERFECT time WAS until the PERFECT time has PASSED. Don't miss out ... it's time to hop off the fence before everyone else.

Nancy Moeller, Broker Associate, CPA, REALTOR

RE/MAX Real Estate Service              

The OC Experts, Inc.

Direct: 714 276-7006

Visit Us Online:

Orange County Real Estate

www.TheOCExperts.com

www.OCBankDeals.com

www.OCManagers.com (Property Management)

www.OCMarketUpdate.com (Updated Every 2 Weeks)

Nationwide Services

www.BankDealsNow.com